Nor is the company set up and operates the way you explain. If you wanted to know the ins and outs of the NBA would you ask the bench warmer rookie, google it, or ask Michael Jordan?? Michael Jordan! Get out of here with this biased opinionated story. Look out for my live. Hey, you used to write wonderful, but the last few posts have been kinda boring?
I miss your tremendous writings. Past several posts are just a little bit out of track! In my opinion, if all webmasters and bloggers made good content as you did, the web will probably be a lot more useful than ever before. Many thanks for your post. I would really like to write my opinion that the cost of car insurance will vary from one insurance policy to another, simply because there are so many different facets which contribute to the overall cost.
As an example, the brand name of the car or truck will have a tremendous bearing on the charge. A reliable outdated family motor vehicle will have a more affordable premium than the usual flashy expensive car. Do you have any suggestions? Thanks for the sensible critique. We got a grab a book from our local library but I think I learned more from this post. Everyone already has a preconceived notion about WFG.
This article would only validate your existing opinion. A lot of the raw data is correct but the interpretation is misunderstood. Like what I learned from sales, not everything is for everyone. This is why no self-respecting professional would be caught dead working for WFG. The best in the business are at major investment banks or insurance companies — too smart to be roped into a pyramid scheme. Elaborate on what you mean by no person with self respect would work here?
Your comment is bias and subject for deletion. I never loosen money in these plans. I bought them after taxes. I never Ever. Have to pay taxes on principal or interest!!! I am 49 and I retired with the money I accumulated in those two policies. I worked in Corporate America 25 years in Comcast, but my k lost so much money in and then again in Corporate America is the biggest pyramid scheme. Employees are the new version of slaves!!!
Please fellow Americans reclaim your power become free and open your eyes! WFG is the uncapped side of Transamerica. They are leaving the dream and sharing The dream no family left behind. Teaching to change your last name forever!!! And to leave a legacy not a liability. You think what you want!
Thank you! Wow, you know how to write for sure! Great writing. However, after I read the small print with your signature I wonder who is the big boss behind this article?! The competitors of WFG? My wife first purchased the policy out of a desire to provide something to our children in event of our demise so I went along with her wishes, not investigating Transamerica sufficiently.
It is clear now that this was my error. What a joke. You are very much mixing true information with a lot of false narrative to make your writing sound truthful. My brother recommended I would possibly like this website. He was totally right. This post truly made my day. I enjoy what you guys are usually up too.
This sort of clever work and reporting! Keep up the good works. Sure, money can be made in pyramid schemes, by the few predators at the top of the pyramid. Otherwise there would be no pyramid schemes. That money however, is extracted from the many losers on the bottom the scheme. The meeting I was in was clear enough to keep my interest, but once I started asked by specific questions, the answers became vague, with a promise for clarity during a one-on-one meeting that they seemed super eager to have that night, or the next day, at MY house.
To me, that was pushy enough, and an invasion of my weekend! I recently set through a presentation with a presenter and my little brother who is only 22 years old, I am I sat looking at the guy giving the presentation and then kept looking at my brother. I chuckled a few times through the presentation thinking, who is this guy fooling, I am too old to be scammed. After it was over, I said to myself, this is nothing but a scam and this man is pulling wool over my brothers eyes.
The presenter was a BS-iser for sure! I asked question after question and you could tell he was getting very annoyed with me. My poor little brother though. D White, is there something you can do to rescue your little brother from these folks? Pay into the business? Just like any company — there are bad apples in every orchard! Yes, some agents are pushy and have agenda , I can assure more majority of the company especially ledership, are someof the most honest, decent , moral and ethical people I ever met, we do not push anyone into anything, in fact Im very careful who I might bring on, this business is not for everyone — and we make o money what so ever just for recruiting.
People need to get licensed and a actually provide products and services in order to get compensated. We are highly regulated , there is scrutiny on every piece of business submited to make sure its is the right product for the client.
While the traditional financial industry , and financial advisers target only the wealthy , we help and work with every one else. I worked in the phrama industry for 20 years, with 3 degress and a graduate degree , and no one ever educated me o taxation, whats a Roth IRA, and certainly did not understand all there is to know about life insurance.
We are appointed with some of the most reputable financial instituions, such as Nationwide, Fidelity, Prudential, Colonial Life , Transamerica, etc the list goes on — I would kindly invite anyone to call any one of these compnies and feel free to ask questions about WFG agents! The business is not for everyone , however neither is sales and entrepreneurship of any industry , so if this is not your cup of tea, but to say this business is a scam it would be a an extremely irresponsible and ignorant statement!
Hope this help bring a clearer light. I recently attended an info session at WFG. I had fallen on hard times and was an ideal candidate for recruitment.
I consider myself an intelligent person, but was afraid I was being too cynical of the presentation. Maybe this is the opportunity I need to restart my life. I, too experienced a cult-like atmosphere for the duration of the meeting. You just have to be honest with yourself and admit that sales job in the insurance is not for you or perhaps majority of people in general. As I read this article and everything the people above are posting I am quite a bit mind boggled with what I am reading because every single insurance company I have ever interviewed with does the exact same thing pretty much the same way as does WFG.
Every single one. I intereviewed with Symmetry Financial in North Carolina, and I interviewed with Equis Financial, both of which are marketing arms for Transamerica as well as several others. I also interviewed with and currently work with American Income Insurance Co that provides the benefits for all Unions, including the Police, Firefighters, Veterans and Teachers unions, and thousands of others.
Guess what, they use the exact same marketing methods as does WFG. So, according to the so called logic of this article and most of the responses, the Union benefits company must also a scam? According to everyone here, they must be. So, if Aegon and Transamerica are considered legit companies according to the author of this article, but the marketing arm is not… that does not compute.
You cannot pick and choose one as bad and the others are okay when they all use the same methods for marketing. These marketing methods makes the insurance industry one of only a few industries where you can earn an income that pays you residuals for the rest of your life after you retire and then continues to pay the residuals to your family after you die. Oh my gosh! What a horrible thing! It must be a scam! Sheesh — Come on people. Get a grip. Here here! Thank you for calling out the clueless masses reading and posting on this article.
Very well written and great truthful information here. You are completely missing the point. First you have to PAY to get in it. RED flag right there. I think SCAM is used a bit too much and in the wrong way.
More often then not, family and friends. People who trust them. They go for it and soon they realize what they bought was garbage or at least not what was explained to them. Was that a scam too in your opinion? AdamRup, are you saying then than if I was hired by United Healthcare UHC , a medical insurance provider, I would be expected to sell at least 3 insurance products that they sell AND recruit at least 3 people in 30 days, to earn my salary, and keep my job?
No AdamRup. And …. I just attended a meeting this Saturday and I personally enjoyed the information. The guy giving the presentation was the one who invited me. I thought everything was super common sense. I felt I was very well educated already because i understood everything. Left the meeting feeling good. Once they sat me down is when everything felt quick sign here and here and pay this. While still asking me questions about my life.
I should of known better and just walked away. They want you to bring more people in and refer people to the company. Not worth my time or money. I would like to maybe shed some light on the topic if I can. First is that not all branches are the same. Only paid for our courses. I personally think it should be taught in high school. The information I have learned in this course will benefit me the rest of my life.
Fourth, as an agent, you are bound by law by the Duty of care. If you break your legal responsibilities, you will be sued or lose your license or both. Seventh, we beat almost anyone on residential mortgage rates. We save people money. Eight, the job is about educating people and helping them save money, have a better retirement and make more returns on their investments.
I love doing it. Usually, your commission comes with responsiblity. Which is normal. Thank you Marc. You also still have to pass the board exam which is regulated.
They offer a wide range of investment products and with Bolt they also offer Property and casualty insurance. Just get a quote off them and if it saves you money then good.
Good evening. I read the article and the reviews. The article is old for one. Our commission is much higher and we do not pressure people to join the business. We can not make a person give us their credit card. We provide valuable information and if they like what they hear, they join.
Every business recruits. Every decision we make in life is by choice. I have been in Investments and Insurance for 18 years, licensed in Canada over multiple provinces. I have friends with world financial group and they Actually market most of the same products and services my firm does.
Their model provides training and support to new people to the industry in a way no-one else does. Good Luck. I am so glad I didnt sign with them but what is the best group to sigh with that is not a scam if I wanted to get into the financial bussiness? This company is a total SCAM. Once i asked i need mire information before i make a descision abd i decided not to go ahead, they said you are signed up and the money cannot be refunded.
They never informed me befire about this. An agent baned Rounak. He is a total cheat, please do not fall for this. I just lost my hard earned money to fake promises. I am new to WFG and just got recruit.
I am a skeptic but the reason i just is because most of my relative did and they are doctors so i kinda just follow along. Meanwhile, i will tried to gather knowledge as much as possible for my journey ahead. Would you be able to give me some advices if you were me? Like what to study and stuff?
I would study beginner investment and personal finance books, learn about ETFs and how to set proper risk tolerances and goals. Chris, chris chris!!! All the post here that bad mouthed WFG are clueless of what the company is about and you love every single one of those. I am not trying to convince you, I just need to know why you dont answer my questions.
Maybe you didnt read my posts because it was a long one and have very legitimate points. Better come to you??? As a business owner, it is important I spend my time wisely. I suggest you do the same and focus on growing your own business instead of obsessing over this post. Im satisfied with my business. Im hapoy with everything is. To you spending wisely is to discredit the company that gives me the opportunity to have my own business.
To you spending your time wisely as a business owner is to sway people who are clueless and feed them with more misinformation and fake news. What would you do if people are spreading lies and bad mouthing your company or your business and your means of livelihood to potential clients and business partners? Are you just gonna do nothing? Are you going around to all of these other people and commenting on their posts and videos? I clearly state that WFG is not a scam, but there are so many that think it is.
Why do you think that is? People think its a scam because of people like you who are clueless and have nothing better to do than spread lies and mis information like this. You clearly state that its not scam but have the word scam as posterized and in big letters to insinuate that it is. This is why again cluless people like you think it is a scam because you want them to go to you and be your client.
Just say you want them as your client. Tell them you want them to see what you have to offer instead of creating something like this to promote yourself. Say what you really want and just say you want them as your clients instead of trying to discredit WFG. RIck this is too easy to let you understand right. Chris wants do business too :.
Can I please have your email id so that I can shoot an email with a question? Schweser is a good one! L1 and L2 are all about practice problems. L3 I would recommend studying the textbooks closely and practicing old exam questions — and figure out how they score it also!
They are looking for very particular answers. Great article. I had some red flags come up when one of their agents tried to recruit me. You are correct when you say there are better options out there. Kudos to you for bringing traction to your channel and earning many subs, including me. I have nothing but respect for that. These people need help. A lot of them are good people who deserve help from the financial-savvy.
Banks are using their funds without them even knowing. I am a new associate in the company, and just had a lovely interview with their recruiter. I will not disclose any names.
So far everything is perfect. The recruiter even did something extremely nice for me. I will not disclose that either. I think if you plural for the audience have any common sense, you would know that this is a legitimate, successful company.
These guys are no joke. Out of reviews on Indeed. The most likely reason you have this page still posted and your youtube video still posted is to gain traction to your channel. In essence, you are doing exactly what WFG associates are doing, selling good products!
Your video is a good product to educate the masses. If I were you, I would create a new awesome video about WFG, and how absolutely nothing is wrong with them. Make an apology, and maybe you will get thousands of subs from their company and other associated companies! Cheers my dude, and good luck in your youtube business.
I will make sure to click the notification bill to see your new vids. I appreciate the lengthy post, I wish you good luck with your new business. I was not trying to make enemies with anyone, but was merely stating my opinion on WFG. Thank you for subbing to my channels, I appreciate it!
However, WFG has no products that they own. So you will look for all the companies that associated with WFG and avoid them. Is that what you mean? Really confused.
I can walk you through all the companies that are associated with us and so you can avoid them in the future. Please call me at Hi Linda, thanks for your response, I will consider changing the wording in my future revision in a few months. She told me she left her job during Pandemic and she started her own business and wanted to chat with me.
She said see if you find it interesting then you can work for yourself. I trusted her and I asked her what is this information for? This friend never told me that she works for WFG! She never told me she was using my information to apply to be an associate of this company!
And never disclosed any non refundable payment policy! Also the background check is including criminal records and credit check!! I felt cheated and started googling WFG and holy shit! Contact the company and explain your situation, and see if you can get your money back.
This is not correct policy. I am sorry for your experience. Save my name, email, and website in this browser for the next time I comment. We are a proud Transamerica company. Pairing our client-first culture with a century-strong reputation of financial excellence, we can assure our clients that we will do only what is right for them, as we lead them toward a lifetime of financial security. Home means more to us than ever now. The financial future you plan can begin today.
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